586 Scuffletown RdRuffinSC29475
INVESTMENT ANALYSIS
Investment Verdict
Solid Income586 Scuffletown Rd, Ruffin, SC, 29475 in Ruffin is a solid income-producing rental, 9.67% gross yield, $2,402/mo rent, $628/mo net cash flow on a $298,000 buy. DSCR 1.79 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $82,332 and $2,745/yr in principal reduction project a total cumulative return of $153,115.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.2% |
| Monthly Cash Flow | $628 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,402 |
| Total Monthly Debt Service | $1,655 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29475, Ruffin, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,266 (100%) |
| Owner Occupied HU | 873 (69.0%) |
| Renter Occupied HU | 210 (16.6%) |
| Vacant Housing Units | 183 (14.5%) |
| Median Home Value | $133,056 |
| Average Home Value | $180,278 |
Housing Distribution
Address Breakdown
Residential
1,214
Single Family
1,213
Multi-Family
1
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1999
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29475, Ruffin, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,266 (100%) |
| Owner Occupied HU | 873 (69.0%) |
| Renter Occupied HU | 210 (16.6%) |
| Vacant Housing Units | 183 (14.5%) |
| Median Home Value | $133,056 |
| Average Home Value | $180,278 |
Housing Distribution
Address Breakdown
Residential
1,214
Single Family
1,213
Multi-Family
1
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CTMLS
Mls ID: #26013145