586 Pine TrlDahlonegaGA30533
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 586 Pine Trl, Dahlonega, GA, 30533 in Dahlonega earns a 8.19% gross yield at $419,000. Rent of $2,929/mo nets $302/mo after the $1,884/mo mortgage. The 1.55 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $115,762 and $3,859/yr in equity accumulation project a total cumulative return of $182,613.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $302 | $400 |
City averages based on Dahlonega market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,929 |
| Total Monthly Debt Service | $2,392 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
1.03 Acres lot
$N/A/sqft
$100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30533, Dahlonega, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,638 (100%) |
| Owner Occupied HU | 7,745 (66.5%) |
| Renter Occupied HU | 2,668 (22.9%) |
| Vacant Housing Units | 1,225 (10.5%) |
| Median Home Value | $348,746 |
| Average Home Value | $401,596 |
Housing Distribution
Address Breakdown
Residential
11,087
Single Family
10,973
Multi-Family
114
Businesses
911
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
1.03 Acres lot
$N/A/sqft
$100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30533, Dahlonega, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,638 (100%) |
| Owner Occupied HU | 7,745 (66.5%) |
| Renter Occupied HU | 2,668 (22.9%) |
| Vacant Housing Units | 1,225 (10.5%) |
| Median Home Value | $348,746 |
| Average Home Value | $401,596 |
Housing Distribution
Address Breakdown
Residential
11,087
Single Family
10,973
Multi-Family
114
Businesses
911
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Osmara Martinez • Keller Williams Realty Community Partners
Mls Name: FMLS GA
Mls Provider:
Mls ID: #7567283
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