5859 S Malta StreetCentennialCO80015
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 5859 S Malta Street, Centennial, CO, 80015 in Centennial at $479,900 earns $2,903/mo in rent and nets $106/mo after the $2,158/mo payment, a 7.26% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $132,588 over five years. Ziffy Mortgage underwrites this on a 1.35 DSCR without U.S. credit history. With $4,420/yr in principal paydown, total projected return reaches $188,103.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 3.8% |
| Monthly Cash Flow | $106 | $1,850 |
City averages based on Centennial market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,903 |
| Total Monthly Debt Service | $2,606 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80015, Aurora, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,346 (100%) |
| Owner Occupied HU | 20,030 (79.0%) |
| Renter Occupied HU | 4,796 (18.9%) |
| Vacant Housing Units | 520 ( 2.1%) |
| Median Home Value | $609,666 |
| Average Home Value | $624,761 |
Housing Distribution
Address Breakdown
Residential
25,211
Single Family
22,126
Multi-Family
3,085
Businesses
540
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80015, Aurora, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,346 (100%) |
| Owner Occupied HU | 20,030 (79.0%) |
| Renter Occupied HU | 4,796 (18.9%) |
| Vacant Housing Units | 520 ( 2.1%) |
| Median Home Value | $609,666 |
| Average Home Value | $624,761 |
Housing Distribution
Address Breakdown
Residential
25,211
Single Family
22,126
Multi-Family
3,085
Businesses
540
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bradley Herman Jr • KB Ranch and Home
Mls Name: REcolorado
Mls ID: #6778242