5845 W Mansfield Avenue #260DenverCO80235
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 5845 W Mansfield Avenue #260, Denver, CO, 80235 in Denver is capital appreciation. Rental yield 2.42%. The 2.42% gross yield at $1,080,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $298,384 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.45) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $142,952.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.4% | 3.8% |
| Monthly Cash Flow | $(4,835) | $1,850 |
City averages based on Denver market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,178 |
| Total Monthly Debt Service | $5,864 |
| DSCR Ratio | 0.37x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1982
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80235, Denver, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,107 (100%) |
| Owner Occupied HU | 1,725 (42.0%) |
| Renter Occupied HU | 2,163 (52.7%) |
| Vacant Housing Units | 219 ( 5.3%) |
| Median Home Value | $643,627 |
| Average Home Value | $715,790 |
Housing Distribution
Address Breakdown
Residential
4,281
Single Family
1,095
Multi-Family
3,186
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1982
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80235, Denver, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,107 (100%) |
| Owner Occupied HU | 1,725 (42.0%) |
| Renter Occupied HU | 2,163 (52.7%) |
| Vacant Housing Units | 219 ( 5.3%) |
| Median Home Value | $643,627 |
| Average Home Value | $715,790 |
Housing Distribution
Address Breakdown
Residential
4,281
Single Family
1,095
Multi-Family
3,186
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices