5843 Whitby UNIT 44San AntonioTX78240
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 5843 Whitby UNIT 44, San Antonio, TX, 78240 in San Antonio is a conservative rental investment at $499,990. Rental yield 7.61%. A 1.41 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $138,138; $4,605/yr in principal paydown supplements. Total projected return: $166,824.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.8% |
| Monthly Cash Flow | $(385) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,170 |
| Total Monthly Debt Service | $3,357 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2023
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78240, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,474 (100%) |
| Owner Occupied HU | 9,316 (32.7%) |
| Renter Occupied HU | 16,325 (57.3%) |
| Vacant Housing Units | 2,833 ( 9.9%) |
| Median Home Value | $286,651 |
| Average Home Value | $323,913 |
Housing Distribution
Address Breakdown
Residential
28,197
Single Family
12,708
Multi-Family
15,489
Businesses
915
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2023
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78240, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,474 (100%) |
| Owner Occupied HU | 9,316 (32.7%) |
| Renter Occupied HU | 16,325 (57.3%) |
| Vacant Housing Units | 2,833 ( 9.9%) |
| Median Home Value | $286,651 |
| Average Home Value | $323,913 |
Housing Distribution
Address Breakdown
Residential
28,197
Single Family
12,708
Multi-Family
15,489
Businesses
915
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Adrian Gutierrez • The Agency San Antonio
Mls Name: LERA MLS
Mls ID: #1916920