5841 N Sugar StUniondaleIN46791
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 5841 N Sugar St, Uniondale, IN, 46791 in Uniondale is narrow, $193/mo net on $943/mo rent after the $562/mo debt service, but the property operates at break-even-plus, not a loss. At $125,000 with a 9.05% yield, the long-run equity case via 5% appreciation ($34,535 over five years) and $1,151/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.68 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $59,731.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.0% |
| Monthly Cash Flow | $193 | $150 |
City averages based on Uniondale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $943 |
| Total Monthly Debt Service | $701 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46791, Uniondale, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 374 (100%) |
| Owner Occupied HU | 319 (85.3%) |
| Renter Occupied HU | 37 ( 9.9%) |
| Vacant Housing Units | 18 ( 4.8%) |
| Median Home Value | $267,628 |
| Average Home Value | $344,773 |
Housing Distribution
Address Breakdown
Residential
258
Single Family
257
Multi-Family
1
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46791, Uniondale, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 374 (100%) |
| Owner Occupied HU | 319 (85.3%) |
| Renter Occupied HU | 37 ( 9.9%) |
| Vacant Housing Units | 18 ( 4.8%) |
| Median Home Value | $267,628 |
| Average Home Value | $344,773 |
Housing Distribution
Address Breakdown
Residential
258
Single Family
257
Multi-Family
1
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices