584 S Main RdMountain TopPA18707








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Mountain Top at 584 S Main Rd, Mountain Top, PA, 18707 with 5% annual appreciation on a $229,000 basis while $1,895/mo rent supports operations. Total monthly income totals $1,895/mo and a $1,121/mo payment preserves $394/mo for cash returns. Annual cash flow comes to $4,731/yr on $75,914 deployed, and return on cash invested reaches 26.14% in year one. Equity gained on principal adds $1,478/yr, and five-year appreciation sums $63,268 alongside rental yield of 9.93%. Five-year ROI measures 136.79% and total cumulative return in cash totals $103,841.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,895/mo property income versus a $1,121/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in N/A
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18707, Mountain Top, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,504 (100%) |
| Owner Occupied HU | 5,455 (83.9%) |
| Renter Occupied HU | 619 ( 9.5%) |
| Vacant Housing Units | 430 ( 6.6%) |
| Median Home Value | $320,054 |
| Average Home Value | $348,657 |
Housing Distribution
Address Breakdown
Residential
6,579
Single Family
6,527
Multi-Family
52
Businesses
410
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Listed by: Alfred Clemonts • Classic Properties - Mountaintop
Mls Name: Luzerne County AOR
Mls ID: #25-3831
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