5831 S Ozark EstOzarkAR72949
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.5% yield at 5831 S Ozark Est, Ozark, AR, 72949 in Ozark is solid, but the $1,428/mo payment compresses net cash flow to $75/mo at $317,500. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $87,719 by year five, and $2,924/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.39) without U.S. income documentation. Total projected return: $125,007.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 7.0% |
| Monthly Cash Flow | $75 | $250 |
City averages based on Ozark market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,984 |
| Total Monthly Debt Service | $1,782 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1979
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72949, Ozark, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,425 (100%) |
| Owner Occupied HU | 2,814 (63.6%) |
| Renter Occupied HU | 1,069 (24.2%) |
| Vacant Housing Units | 542 (12.2%) |
| Median Home Value | $137,813 |
| Average Home Value | $165,492 |
Housing Distribution
Address Breakdown
Residential
4,144
Single Family
4,070
Multi-Family
74
Businesses
457
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1979
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72949, Ozark, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,425 (100%) |
| Owner Occupied HU | 2,814 (63.6%) |
| Renter Occupied HU | 1,069 (24.2%) |
| Vacant Housing Units | 542 (12.2%) |
| Median Home Value | $137,813 |
| Average Home Value | $165,492 |
Housing Distribution
Address Breakdown
Residential
4,144
Single Family
4,070
Multi-Family
74
Businesses
457
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices