5828-5826 Palm AveSacramentoCA95841
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 5828-5826 Palm Ave, Sacramento, CA, 95841 in Sacramento. Rental yield 4.6%. At $599,900 with 4.6% gross yield, current distributions are modest, but the 5% appreciation rate projects $165,741 in new equity by year five, complemented by $5,525/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.85) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $136,608.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 4.8% |
| Monthly Cash Flow | $(1,412) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,299 |
| Total Monthly Debt Service | $3,472 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1977
10,768 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95841, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,479 (100%) |
| Owner Occupied HU | 3,482 (36.7%) |
| Renter Occupied HU | 5,643 (59.5%) |
| Vacant Housing Units | 354 ( 3.7%) |
| Median Home Value | $472,086 |
| Average Home Value | $495,870 |
Housing Distribution
Address Breakdown
Residential
8,690
Single Family
6,801
Multi-Family
1,889
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1977
10,768 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95841, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,479 (100%) |
| Owner Occupied HU | 3,482 (36.7%) |
| Renter Occupied HU | 5,643 (59.5%) |
| Vacant Housing Units | 354 ( 3.7%) |
| Median Home Value | $472,086 |
| Average Home Value | $495,870 |
Housing Distribution
Address Breakdown
Residential
8,690
Single Family
6,801
Multi-Family
1,889
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jenny Tiner • Tiner Properties
Mls Name: MetroList Services of CA
Mls ID: #225083900