582 Peck RdKirkvilleNY13082




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Kirkville at 582 Peck Rd, Kirkville, NY, 13082 offers $4,003/mo rent that, after a $1,245/mo payment, leaves $2,305/mo cash flow. Total monthly income is $4,003/mo, and annual cash flow is $27,654/yr on $84,300 cash. Return on cash invested measures 52.71% in year one, and rental yield stands at 18.89% at a $254,300 entry. Equity gained on principal adds $1,641/yr while 5% annual appreciation compounds into $70,258 by year five. Five-year ROI records 279.42% and total cumulative return in cash reaches $235,552. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $4,003/mo property income versus a $1,245/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1977
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13082, Kirkville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,153 (100%) |
| Owner Occupied HU | 1,733 (80.5%) |
| Renter Occupied HU | 250 (11.6%) |
| Vacant Housing Units | 170 ( 7.9%) |
| Median Home Value | $205,119 |
| Average Home Value | $240,649 |
Housing Distribution
Address Breakdown
Residential
1,978
Single Family
1,757
Multi-Family
221
Businesses
44
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