5805 SE Babb RdBelleviewFL34420
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 5805 SE Babb Rd, Belleview, FL, 34420 in Belleview is narrow, $107/mo net on $837/mo rent after the $495/mo debt service, but the property operates at break-even-plus, not a loss. At $109,990 with a 9.13% yield, the long-run equity case via 5% appreciation ($30,388 over five years) and $1,013/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.69 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $48,814.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.0% |
| Monthly Cash Flow | $107 | $250 |
City averages based on Belleview market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $837 |
| Total Monthly Debt Service | $686 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34420, Belleview, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,847 (100%) |
| Owner Occupied HU | 6,034 (68.2%) |
| Renter Occupied HU | 1,945 (22.0%) |
| Vacant Housing Units | 868 ( 9.8%) |
| Median Home Value | $245,146 |
| Average Home Value | $275,884 |
Housing Distribution
Address Breakdown
Residential
8,150
Single Family
7,417
Multi-Family
733
Businesses
526
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34420, Belleview, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,847 (100%) |
| Owner Occupied HU | 6,034 (68.2%) |
| Renter Occupied HU | 1,945 (22.0%) |
| Vacant Housing Units | 868 ( 9.8%) |
| Median Home Value | $245,146 |
| Average Home Value | $275,884 |
Housing Distribution
Address Breakdown
Residential
8,150
Single Family
7,417
Multi-Family
733
Businesses
526
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices