5805 Miami RdCincinnatiOH45243
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 5805 Miami Rd, Cincinnati, OH, 45243 in Cincinnati at $1,299,000, 1.44% gross yield, is a market-growth asset. Rental yield 1.44%. The $1,560/mo rent partially funds the $5,841/mo debt service; the core return is the 5%/yr price growth projected to add $358,890 over five years. Ziffy Mortgage's DSCR mortgage (0.27) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $45,330.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 6.8% |
| Monthly Cash Flow | $(6,985) | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,560 |
| Total Monthly Debt Service | $8,028 |
| DSCR Ratio | 0.19x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1906
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45243, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,073 (100%) |
| Owner Occupied HU | 4,990 (82.2%) |
| Renter Occupied HU | 758 (12.5%) |
| Vacant Housing Units | 325 ( 5.4%) |
| Median Home Value | $590,695 |
| Average Home Value | $733,888 |
Housing Distribution
Address Breakdown
Residential
6,093
Single Family
5,864
Multi-Family
229
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1906
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45243, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,073 (100%) |
| Owner Occupied HU | 4,990 (82.2%) |
| Renter Occupied HU | 758 (12.5%) |
| Vacant Housing Units | 325 ( 5.4%) |
| Median Home Value | $590,695 |
| Average Home Value | $733,888 |
Housing Distribution
Address Breakdown
Residential
6,093
Single Family
5,864
Multi-Family
229
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Luke R Luther • Coldwell Banker Realty
Mls Name: Cincy MLS
Mls ID: #1862690