5800 Echo RdShorewoodMN55331
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 5800 Echo Rd, Shorewood, MN, 55331 in Shorewood earns a 9.22% gross yield at $649,900. Rent of $4,993/mo nets $935/mo after the $2,922/mo mortgage. The 1.71 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $179,555 and $5,986/yr in equity accumulation project a total cumulative return of $306,782.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $935 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,993 |
| Total Monthly Debt Service | $3,800 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55331, Excelsior, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,593 (100%) |
| Owner Occupied HU | 6,623 (77.1%) |
| Renter Occupied HU | 1,317 (15.3%) |
| Vacant Housing Units | 653 ( 7.6%) |
| Median Home Value | $729,114 |
| Average Home Value | $936,579 |
Housing Distribution
Address Breakdown
Residential
8,524
Single Family
7,725
Multi-Family
799
Businesses
663
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55331, Excelsior, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,593 (100%) |
| Owner Occupied HU | 6,623 (77.1%) |
| Renter Occupied HU | 1,317 (15.3%) |
| Vacant Housing Units | 653 ( 7.6%) |
| Median Home Value | $729,114 |
| Average Home Value | $936,579 |
Housing Distribution
Address Breakdown
Residential
8,524
Single Family
7,725
Multi-Family
799
Businesses
663
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices