580 Wagon Wheel WaySeeley LakeMT59868
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate 580 Wagon Wheel Way, Seeley Lake, MT, 59868 in Seeley Lake. At $770,000 it earns $4,888/mo in rent and distributes $337/mo to the owner after the $3,650/mo payment, a consistent 7.62% yield. DSCR 1.34 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $212,737 in value; $6,455/yr in principal paydown compounds ownership stake. Total projected return: $301,305.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $337 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,888 |
| Total Monthly Debt Service | $4,382 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
1.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59868, Seeley Lake, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,506 (100%) |
| Owner Occupied HU | 812 (53.9%) |
| Renter Occupied HU | 175 (11.6%) |
| Vacant Housing Units | 519 (34.5%) |
| Median Home Value | $649,691 |
| Average Home Value | $690,446 |
Housing Distribution
Address Breakdown
Residential
116
Single Family
116
Multi-Family
0
Businesses
139
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: MRMLS
Mls Provider:
Mls ID: #30078654
