580 Bedford Road #20PleasantvilleNY10570
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 580 Bedford Road #20, Pleasantville, NY, 10570 in Pleasantville. Priced at $359,000, it generates $4,148/mo in gross rent and $1,238/mo in net monthly cash flow, a 13.87% yield that comfortably supports the 2.57 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $14,857. Five-year appreciation: $99,185. Equity from principal paydown: $3,306/yr. Total projected cumulative return: $249,562.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.9% | 6.2% |
| Monthly Cash Flow | $1,238 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,148 |
| Total Monthly Debt Service | $2,255 |
| DSCR Ratio | 1.84x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1949
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10570, Pleasantville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,719 (100%) |
| Owner Occupied HU | 3,513 (74.4%) |
| Renter Occupied HU | 871 (18.5%) |
| Vacant Housing Units | 335 ( 7.1%) |
| Median Home Value | $875,939 |
| Average Home Value | $962,821 |
Housing Distribution
Address Breakdown
Residential
4,433
Single Family
3,879
Multi-Family
554
Businesses
578
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1949
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10570, Pleasantville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,719 (100%) |
| Owner Occupied HU | 3,513 (74.4%) |
| Renter Occupied HU | 871 (18.5%) |
| Vacant Housing Units | 335 ( 7.1%) |
| Median Home Value | $875,939 |
| Average Home Value | $962,821 |
Housing Distribution
Address Breakdown
Residential
4,433
Single Family
3,879
Multi-Family
554
Businesses
578
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: OneKey MLS as distributed by MLS GRID
Mls ID: #945824