58 Silver Pines RdHopeID83836
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Hope at 58 Silver Pines Rd, Hope, ID, 83836 projects strong ROI of 1.25%. Rental yield 0.86%. With 5% annual appreciation, the property builds $1,450,478 in value over five years. Equity growth combined delivers a projected five-year ROI of 18.8%, translating into $278,803 in total cumulative return on $1,483,125 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.9% | 6.5% |
| Monthly Cash Flow | $(26,448) | $300 |
City averages based on Hope market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,755 |
| Total Monthly Debt Service | $28,114 |
| DSCR Ratio | 0.13x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83836, Hope, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 992 (100%) |
| Owner Occupied HU | 481 (48.5%) |
| Renter Occupied HU | 96 ( 9.7%) |
| Vacant Housing Units | 415 (41.8%) |
| Median Home Value | $653,761 |
| Average Home Value | $721,403 |
Housing Distribution
Address Breakdown
Residential
408
Single Family
408
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83836, Hope, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 992 (100%) |
| Owner Occupied HU | 481 (48.5%) |
| Renter Occupied HU | 96 ( 9.7%) |
| Vacant Housing Units | 415 (41.8%) |
| Median Home Value | $653,761 |
| Average Home Value | $721,403 |
Housing Distribution
Address Breakdown
Residential
408
Single Family
408
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Eric Skinner • Century 21 Riverstone
Mls Name: SELMLS
Mls Provider:
Mls ID: #20250114
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.