58 Pendleton Branch RdOlympiaKY40358
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 58 Pendleton Branch Rd, Olympia, KY, 40358 in Olympia. Rental yield 5.01%. At $219,000 with 5.01% gross yield, current distributions are modest, but the 5% appreciation rate projects $60,506 in new equity by year five, complemented by $2,017/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.93) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $56,026.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 7.1% |
| Monthly Cash Flow | $(418) | $300 |
City averages based on Olympia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $914 |
| Total Monthly Debt Service | $1,246 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2007
1.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40358, Olympia, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 323 (100%) |
| Owner Occupied HU | 226 (70.0%) |
| Renter Occupied HU | 57 (17.6%) |
| Vacant Housing Units | 40 (12.4%) |
| Median Home Value | $123,000 |
| Average Home Value | $165,763 |
Housing Distribution
Address Breakdown
Residential
310
Single Family
310
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2007
1.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40358, Olympia, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 323 (100%) |
| Owner Occupied HU | 226 (70.0%) |
| Renter Occupied HU | 57 (17.6%) |
| Vacant Housing Units | 40 (12.4%) |
| Median Home Value | $123,000 |
| Average Home Value | $165,763 |
Housing Distribution
Address Breakdown
Residential
310
Single Family
310
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices