58 Oak StHyde ParkMA02136
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 58 Oak St, Hyde Park, MA, 02136 in Hyde Park is capital appreciation. Rental yield 5.89%. The 5.89% gross yield at $889,900 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $245,863 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.09) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $258,068.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 6.2% |
| Monthly Cash Flow | $(1,240) | $350 |
City averages based on Hyde Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,369 |
| Total Monthly Debt Service | $5,255 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1899
5,982 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02136, Hyde Park, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,060 (100%) |
| Owner Occupied HU | 6,751 (51.7%) |
| Renter Occupied HU | 5,605 (42.9%) |
| Vacant Housing Units | 704 ( 5.4%) |
| Median Home Value | $605,654 |
| Average Home Value | $623,735 |
Housing Distribution
Address Breakdown
Residential
12,502
Single Family
10,178
Multi-Family
2,324
Businesses
757
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1899
5,982 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02136, Hyde Park, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,060 (100%) |
| Owner Occupied HU | 6,751 (51.7%) |
| Renter Occupied HU | 5,605 (42.9%) |
| Vacant Housing Units | 704 ( 5.4%) |
| Median Home Value | $605,654 |
| Average Home Value | $623,735 |
Housing Distribution
Address Breakdown
Residential
12,502
Single Family
10,178
Multi-Family
2,324
Businesses
757
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Darryl Garvin • Garvin Real Estate Group
Mls Name: MLS PIN
Mls ID: #73461004