58 Main StreetSangervilleME04479
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 58 Main Street, Sangerville, ME, 04479 in Sangerville at $274,900 earns $1,896/mo in rent and nets $161/mo after the $1,236/mo payment, a 8.28% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $75,950 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $2,532/yr in principal paydown, total projected return reaches $114,774.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.5% |
| Monthly Cash Flow | $161 | $250 |
City averages based on Sangerville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,896 |
| Total Monthly Debt Service | $1,626 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04479, Sangerville, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 953 (100%) |
| Owner Occupied HU | 539 (56.6%) |
| Renter Occupied HU | 141 (14.8%) |
| Vacant Housing Units | 273 (28.6%) |
| Median Home Value | $153,693 |
| Average Home Value | $216,345 |
Housing Distribution
Address Breakdown
Residential
457
Single Family
417
Multi-Family
40
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04479, Sangerville, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 953 (100%) |
| Owner Occupied HU | 539 (56.6%) |
| Renter Occupied HU | 141 (14.8%) |
| Vacant Housing Units | 273 (28.6%) |
| Median Home Value | $153,693 |
| Average Home Value | $216,345 |
Housing Distribution
Address Breakdown
Residential
457
Single Family
417
Multi-Family
40
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • NextHome Experience
Mls Name: Maine Listings
Mls ID: #1625231