58 Coweta RdHobokenGA31542
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Hoboken rental at 58 Coweta Rd, Hoboken, GA, 31542 sits in the solid-income band: 8.12% gross yield, $2,700/mo rent, $272/mo net after the $1,794/mo debt service, DSCR 1.51. Entry price of $399,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $110,236 and $3,675/yr in principal reduction bring total cumulative return to $168,629.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 7.0% |
| Monthly Cash Flow | $272 | $1,200 |
City averages based on Hoboken market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,700 |
| Total Monthly Debt Service | $2,270 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31542, Hoboken, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,258 (100%) |
| Owner Occupied HU | 930 (73.9%) |
| Renter Occupied HU | 159 (12.6%) |
| Vacant Housing Units | 169 (13.4%) |
| Median Home Value | $124,405 |
| Average Home Value | $165,675 |
Housing Distribution
Address Breakdown
Residential
1,017
Single Family
1,017
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31542, Hoboken, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,258 (100%) |
| Owner Occupied HU | 930 (73.9%) |
| Renter Occupied HU | 159 (12.6%) |
| Vacant Housing Units | 169 (13.4%) |
| Median Home Value | $124,405 |
| Average Home Value | $165,675 |
Housing Distribution
Address Breakdown
Residential
1,017
Single Family
1,017
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices