5797 S Woods RdBranchMI49402
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 5797 S Woods Rd, Branch, MI, 49402 in Branch, $410,000, 8.26% gross yield, $119/mo net income. Consider it a market-entry position, the $2,822/mo rent covers the $1,944/mo payment with a margin, and 5%/yr appreciation is projected to add $113,275 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.45) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $156,058.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.3% |
| Monthly Cash Flow | $119 | $950 |
City averages based on Branch market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,822 |
| Total Monthly Debt Service | $2,641 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
1.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49402, Branch, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,605 (100%) |
| Owner Occupied HU | 706 (44.0%) |
| Renter Occupied HU | 98 ( 6.1%) |
| Vacant Housing Units | 801 (49.9%) |
| Median Home Value | $195,000 |
| Average Home Value | $228,938 |
Housing Distribution
Address Breakdown
Residential
724
Single Family
724
Multi-Family
0
Businesses
14
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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