578 San Jose AveSan FranciscoCA94110
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $1,299,999, 578 San Jose Ave, San Francisco, CA, 94110 in San Francisco generates $4,930/mo in rent (7.53% yield) but nets only $118/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (0.84) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $359,166. Total projected return: $292,630.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 4.5% |
| Monthly Cash Flow | $118 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,930 |
| Total Monthly Debt Service | $7,525 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1905
2,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94110, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,019 (100%) |
| Owner Occupied HU | 9,614 (32.0%) |
| Renter Occupied HU | 17,928 (59.7%) |
| Vacant Housing Units | 2,477 ( 8.3%) |
| Median Home Value | $1,538,687 |
| Average Home Value | $1,543,290 |
Housing Distribution
Address Breakdown
Residential
28,967
Single Family
15,739
Multi-Family
13,228
Businesses
2,630
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1905
2,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94110, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,019 (100%) |
| Owner Occupied HU | 9,614 (32.0%) |
| Renter Occupied HU | 17,928 (59.7%) |
| Vacant Housing Units | 2,477 ( 8.3%) |
| Median Home Value | $1,538,687 |
| Average Home Value | $1,543,290 |
Housing Distribution
Address Breakdown
Residential
28,967
Single Family
15,739
Multi-Family
13,228
Businesses
2,630
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jose Mario Preza • RE/MAX Advisors
Mls Name: SFAR
Mls Provider:
Mls ID: #425034589
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.