5773 E Whitlock RdMariposaCA95338
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 5773 E Whitlock Rd, Mariposa, CA, 95338 in Mariposa deserves attention. This $725,000 property earns $6,043/mo in rent, a 10% gross yield, and nets $1,558/mo after the $3,437/mo payment. DSCR 1.76 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $200,304 compounds alongside $6,078/yr in yearly equity build, for a total cumulative return of $361,524.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 7.0% |
| Monthly Cash Flow | $1,558 | $1,500 |
City averages based on Mariposa market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $6,043 |
| Total Monthly Debt Service | $4,373 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
25.11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95338, Mariposa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,726 (100%) |
| Owner Occupied HU | 3,498 (61.1%) |
| Renter Occupied HU | 1,162 (20.3%) |
| Vacant Housing Units | 1,066 (18.6%) |
| Median Home Value | $468,980 |
| Average Home Value | $551,881 |
Housing Distribution
Address Breakdown
Residential
4,343
Single Family
4,164
Multi-Family
179
Businesses
362
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226117611
