57640 County Road 129CLARKCO80428
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 57640 County Road 129, CLARK, CO, 80428 in CLARK worth study. Rental yield 3.85%. The 3.85% gross yield is below cash-flow benchmarks at $1,555,500, but 5% annual appreciation, adding $429,756 over five years, frames this as a capital growth position. Rent of $4,991/mo partially offsets the $6,995/mo payment. Ziffy Mortgage finances appreciation-play properties (0.71 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $325,194.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 6.0% |
| Monthly Cash Flow | $(4,316) | $1,500 |
City averages based on CLARK market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,991 |
| Total Monthly Debt Service | $8,446 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
1.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80428, Clark, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 730 (100%) |
| Owner Occupied HU | 327 (44.8%) |
| Renter Occupied HU | 70 ( 9.6%) |
| Vacant Housing Units | 333 (45.6%) |
| Median Home Value | $977,823 |
| Average Home Value | $1,133,425 |
Housing Distribution
Address Breakdown
Residential
33
Single Family
33
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
1.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80428, Clark, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 730 (100%) |
| Owner Occupied HU | 327 (44.8%) |
| Renter Occupied HU | 70 ( 9.6%) |
| Vacant Housing Units | 333 (45.6%) |
| Median Home Value | $977,823 |
| Average Home Value | $1,133,425 |
Housing Distribution
Address Breakdown
Residential
33
Single Family
33
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices