5746 Citrus AveWhittierCA90601
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 5746 Citrus Ave, Whittier, CA, 90601 in Whittier is a conservative rental investment at $848,888. Rental yield 7.51%. A 1.39 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $234,532; $7,818/yr in principal paydown supplements. Total projected return: $316,961.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.5% |
| Monthly Cash Flow | $(86) | $200 |
City averages based on Whittier market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,311 |
| Total Monthly Debt Service | $5,059 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1936
5,439 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90601, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,666 (100%) |
| Owner Occupied HU | 6,901 (59.2%) |
| Renter Occupied HU | 4,371 (37.5%) |
| Vacant Housing Units | 394 ( 3.4%) |
| Median Home Value | $838,555 |
| Average Home Value | $874,657 |
Housing Distribution
Address Breakdown
Residential
11,369
Single Family
8,667
Multi-Family
2,702
Businesses
864
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1936
5,439 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90601, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,666 (100%) |
| Owner Occupied HU | 6,901 (59.2%) |
| Renter Occupied HU | 4,371 (37.5%) |
| Vacant Housing Units | 394 ( 3.4%) |
| Median Home Value | $838,555 |
| Average Home Value | $874,657 |
Housing Distribution
Address Breakdown
Residential
11,369
Single Family
8,667
Multi-Family
2,702
Businesses
864
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices