57425 Palm Seco CirMountain CenterCA92561
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Mountain Center at 57425 Palm Seco Cir, Mountain Center, CA, 92561 projects strong ROI of -0.85%. Rental yield 0.78%. With 5% annual appreciation, the property builds $1,547,177 in value over five years. Equity growth combined delivers a projected five-year ROI of 8.19%, translating into $129,638 in total cumulative return on $1,582,000 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.8% | 5.2% |
| Monthly Cash Flow | $(30,981) | $1,200 |
City averages based on Mountain Center market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,661 |
| Total Monthly Debt Service | $32,414 |
| DSCR Ratio | 0.11x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92561, Mountain Center, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,163 (100%) |
| Owner Occupied HU | 743 (63.9%) |
| Renter Occupied HU | 164 (14.1%) |
| Vacant Housing Units | 256 (22.0%) |
| Median Home Value | $703,457 |
| Average Home Value | $756,470 |
Housing Distribution
Address Breakdown
Residential
723
Single Family
648
Multi-Family
75
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92561, Mountain Center, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,163 (100%) |
| Owner Occupied HU | 743 (63.9%) |
| Renter Occupied HU | 164 (14.1%) |
| Vacant Housing Units | 256 (22.0%) |
| Median Home Value | $703,457 |
| Average Home Value | $756,470 |
Housing Distribution
Address Breakdown
Residential
723
Single Family
648
Multi-Family
75
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Schwartz • The Agency
Mls Name: CLAW
Mls ID: #25617267