5735 Oak StStony RidgeOH43463
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Stony Ridge rental at 5735 Oak St, Stony Ridge, OH, 43463 sits in the solid-income band: 11.94% gross yield, $1,343/mo rent, $455/mo net after the $607/mo debt service, DSCR 2.21. Entry price of $134,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $37,270 and $1,242/yr in principal reduction bring total cumulative return to $80,682.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.2% |
| Monthly Cash Flow | $455 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,343 |
| Total Monthly Debt Service | $834 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43463, Stony Ridge, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 40 (100%) |
| Owner Occupied HU | 29 (72.5%) |
| Renter Occupied HU | 10 (25.0%) |
| Vacant Housing Units | 1 ( 2.5%) |
| Median Home Value | $235,000 |
| Average Home Value | $255,517 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43463, Stony Ridge, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 40 (100%) |
| Owner Occupied HU | 29 (72.5%) |
| Renter Occupied HU | 10 (25.0%) |
| Vacant Housing Units | 1 ( 2.5%) |
| Median Home Value | $235,000 |
| Average Home Value | $255,517 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Karen S Rose • Serenity Realty LLC
Mls Name: NORIS
Mls ID: #6131933