5733 Town Rd #199LittleforkMN56653
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 5733 Town Rd #199, Littlefork, MN, 56653 in Littlefork. Priced at $240,000, it generates $2,261/mo in gross rent and $762/mo in net monthly cash flow, a 11.3% yield that comfortably supports the 2.10 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,145. Five-year appreciation: $66,308. Equity from principal paydown: $2,210/yr. Total projected cumulative return: $140,130.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 8.0% |
| Monthly Cash Flow | $762 | $200 |
City averages based on Littlefork market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,261 |
| Total Monthly Debt Service | $1,403 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56653, Littlefork, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 709 (100%) |
| Owner Occupied HU | 444 (62.6%) |
| Renter Occupied HU | 82 (11.6%) |
| Vacant Housing Units | 183 (25.8%) |
| Median Home Value | $178,571 |
| Average Home Value | $220,405 |
Housing Distribution
Address Breakdown
Residential
343
Single Family
320
Multi-Family
23
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56653, Littlefork, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 709 (100%) |
| Owner Occupied HU | 444 (62.6%) |
| Renter Occupied HU | 82 (11.6%) |
| Vacant Housing Units | 183 (25.8%) |
| Median Home Value | $178,571 |
| Average Home Value | $220,405 |
Housing Distribution
Address Breakdown
Residential
343
Single Family
320
Multi-Family
23
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A