5729 Mosaic DrHolidayFL34690
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 5729 Mosaic Dr, Holiday, FL, 34690 in Holiday is narrow, $90/mo net on $1,477/mo rent after the $940/mo debt service, but the property operates at break-even-plus, not a loss. At $209,000 with a 8.48% yield, the long-run equity case via 5% appreciation ($57,743 over five years) and $1,925/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.57 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $85,442.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 8.0% |
| Monthly Cash Flow | $90 | $1,200 |
City averages based on Holiday market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,477 |
| Total Monthly Debt Service | $1,304 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
5,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34690, Holiday, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,538 (100%) |
| Owner Occupied HU | 4,141 (54.9%) |
| Renter Occupied HU | 2,173 (28.8%) |
| Vacant Housing Units | 1,224 (16.2%) |
| Median Home Value | $162,816 |
| Average Home Value | $219,763 |
Housing Distribution
Address Breakdown
Residential
6,977
Single Family
6,222
Multi-Family
755
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
5,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34690, Holiday, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,538 (100%) |
| Owner Occupied HU | 4,141 (54.9%) |
| Renter Occupied HU | 2,173 (28.8%) |
| Vacant Housing Units | 1,224 (16.2%) |
| Median Home Value | $162,816 |
| Average Home Value | $219,763 |
Housing Distribution
Address Breakdown
Residential
6,977
Single Family
6,222
Multi-Family
755
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices