5728 Snowhill RdMaloneFL32445
INVESTMENT ANALYSIS
Investment Verdict
Solid Income5728 Snowhill Rd, Malone, FL, 32445 in Malone is a solid income-producing rental, 9.6% gross yield, $1,400/mo rent, $239/mo net cash flow on a $175,000 buy. DSCR 1.69 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $48,349 and $1,467/yr in principal reduction project a total cumulative return of $78,791.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $239 | $320 |
City averages based on Malone market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,400 |
| Total Monthly Debt Service | $1,134 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32445, Malone, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 507 (100%) |
| Owner Occupied HU | 317 (62.5%) |
| Renter Occupied HU | 112 (22.1%) |
| Vacant Housing Units | 78 (15.4%) |
| Median Home Value | $135,156 |
| Average Home Value | $183,352 |
Housing Distribution
Address Breakdown
Residential
457
Single Family
457
Multi-Family
0
Businesses
39
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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