5724 Obed Heights DrEdinboroPA16412
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 5724 Obed Heights Dr, Edinboro, PA, 16412 in Edinboro is listed at $374,900 and delivers $2,875/mo in rent and $419/mo in net monthly cash flow. The 9.2% yield and 1.71 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $103,578 over five years, and $3,453/yr in principal reduction supplements cash return. Total projected cumulative return: $169,703.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $419 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,875 |
| Total Monthly Debt Service | $2,307 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16412, Edinboro, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,602 (100%) |
| Owner Occupied HU | 2,695 (58.6%) |
| Renter Occupied HU | 1,167 (25.4%) |
| Vacant Housing Units | 740 (16.1%) |
| Median Home Value | $261,963 |
| Average Home Value | $284,967 |
Housing Distribution
Address Breakdown
Residential
4,230
Single Family
3,831
Multi-Family
399
Businesses
297
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16412, Edinboro, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,602 (100%) |
| Owner Occupied HU | 2,695 (58.6%) |
| Renter Occupied HU | 1,167 (25.4%) |
| Vacant Housing Units | 740 (16.1%) |
| Median Home Value | $261,963 |
| Average Home Value | $284,967 |
Housing Distribution
Address Breakdown
Residential
4,230
Single Family
3,831
Multi-Family
399
Businesses
297
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GEMLS
Mls ID: #190581