5715 LAGOON CRUISE WayJacksonvilleFL32234
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 5715 LAGOON CRUISE Way, Jacksonville, FL, 32234 in Jacksonville at $331,990 earns $2,381/mo in rent and nets $78/mo after the $1,493/mo payment, a 8.61% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $91,723 over five years. Ziffy Mortgage underwrites this on a 1.59 DSCR without U.S. credit history. With $3,058/yr in principal paydown, total projected return reaches $137,973.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $78 | $450 |
City averages based on Jacksonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,381 |
| Total Monthly Debt Service | $2,071 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
5,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32234, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,277 (100%) |
| Owner Occupied HU | 2,250 (68.7%) |
| Renter Occupied HU | 738 (22.5%) |
| Vacant Housing Units | 289 ( 8.8%) |
| Median Home Value | $365,140 |
| Average Home Value | $395,409 |
Housing Distribution
Address Breakdown
Residential
3,516
Single Family
3,432
Multi-Family
84
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
5,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32234, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,277 (100%) |
| Owner Occupied HU | 2,250 (68.7%) |
| Renter Occupied HU | 738 (22.5%) |
| Vacant Housing Units | 289 ( 8.8%) |
| Median Home Value | $365,140 |
| Average Home Value | $395,409 |
Housing Distribution
Address Breakdown
Residential
3,516
Single Family
3,432
Multi-Family
84
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: realMLS
Mls ID: #2138025