5715 Capitol Hill RdFountain RunKY42133
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 5715 Capitol Hill Rd, Fountain Run, KY, 42133 in Fountain Run is listed at $499,900 and delivers $3,715/mo in rent and $673/mo in net monthly cash flow. The 8.92% yield and 1.65 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $138,113 over five years, and $4,604/yr in principal reduction supplements cash return. Total projected cumulative return: $232,638.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 8.5% |
| Monthly Cash Flow | $673 | $400 |
City averages based on Fountain Run market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,715 |
| Total Monthly Debt Service | $2,844 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
0.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42133, Fountain Run, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 714 (100%) |
| Owner Occupied HU | 432 (60.5%) |
| Renter Occupied HU | 137 (19.2%) |
| Vacant Housing Units | 145 (20.3%) |
| Median Home Value | $167,857 |
| Average Home Value | $224,120 |
Housing Distribution
Address Breakdown
Residential
647
Single Family
647
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
0.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42133, Fountain Run, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 714 (100%) |
| Owner Occupied HU | 432 (60.5%) |
| Renter Occupied HU | 137 (19.2%) |
| Vacant Housing Units | 145 (20.3%) |
| Median Home Value | $167,857 |
| Average Home Value | $224,120 |
Housing Distribution
Address Breakdown
Residential
647
Single Family
647
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeremy Dawson • Coldwell Banker Legacy Group
Mls Name: RASK
Mls ID: #RA20256872