5713 Immersion LoopSan JoseCA95119
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 5713 Immersion Loop, San Jose, CA, 95119 in San Jose worth study. Rental yield 4.48%. The 4.48% gross yield is below cash-flow benchmarks at $1,188,888, but 5% annual appreciation, adding $328,468 over five years, frames this as a capital growth position. Rent of $4,439/mo partially offsets the $5,346/mo payment. Ziffy Mortgage finances appreciation-play properties (0.83 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $263,188.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 6.0% |
| Monthly Cash Flow | $(2,916) | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,439 |
| Total Monthly Debt Service | $6,882 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2020
1,114 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95119, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,917 (100%) |
| Owner Occupied HU | 2,640 (67.4%) |
| Renter Occupied HU | 1,100 (28.1%) |
| Vacant Housing Units | 177 ( 4.5%) |
| Median Home Value | $1,242,930 |
| Average Home Value | $1,249,670 |
Housing Distribution
Address Breakdown
Residential
3,853
Single Family
3,644
Multi-Family
209
Businesses
453
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2020
1,114 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95119, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,917 (100%) |
| Owner Occupied HU | 2,640 (67.4%) |
| Renter Occupied HU | 1,100 (28.1%) |
| Vacant Housing Units | 177 ( 4.5%) |
| Median Home Value | $1,242,930 |
| Average Home Value | $1,249,670 |
Housing Distribution
Address Breakdown
Residential
3,853
Single Family
3,644
Multi-Family
209
Businesses
453
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kelvin Do • KW Silicon City
Mls Name: MLSListings Inc
Mls ID: #ML82020110