571 Harmons Creek RdPocaWV25159
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Poca rental at 571 Harmons Creek Rd, Poca, WV, 25159 sits in the solid-income band: 10.9% gross yield, $1,362/mo rent, $494/mo net after the $674/mo debt service, DSCR 2.02. Entry price of $150,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $41,442 and $1,382/yr in principal reduction bring total cumulative return to $88,484.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $494 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,362 |
| Total Monthly Debt Service | $808 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1991
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25159, Poca, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,267 (100%) |
| Owner Occupied HU | 1,689 (74.5%) |
| Renter Occupied HU | 341 (15.0%) |
| Vacant Housing Units | 237 (10.5%) |
| Median Home Value | $161,756 |
| Average Home Value | $191,979 |
Housing Distribution
Address Breakdown
Residential
1,955
Single Family
1,948
Multi-Family
7
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1991
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25159, Poca, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,267 (100%) |
| Owner Occupied HU | 1,689 (74.5%) |
| Renter Occupied HU | 341 (15.0%) |
| Vacant Housing Units | 237 (10.5%) |
| Median Home Value | $161,756 |
| Average Home Value | $191,979 |
Housing Distribution
Address Breakdown
Residential
1,955
Single Family
1,948
Multi-Family
7
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Lilly • REALTY EXCHANGE COMMERCIAL/RES
Mls Name: KVBR
Mls Provider:
Mls ID: #277756
Disclaimer: Copyright Kanawha Valley Board of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.