571 F StWaterfordCA95386
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 571 F St, Waterford, CA, 95386 in Waterford speaks for itself: 19.83% gross on a $110,000 price, generating $1,818/mo in rent and $1,138/mo in net income after the $495/mo debt service. DSCR 3.67, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,650 stacks alongside $30,391 in projected five-year appreciation and $1,013/yr in principal reduction. Projected total cumulative return: $114,889.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.8% | 6.0% |
| Monthly Cash Flow | $1,138 | $250 |
City averages based on Waterford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,818 |
| Total Monthly Debt Service | $637 |
| DSCR Ratio | 2.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
4,966 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95386, Waterford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,538 (100%) |
| Owner Occupied HU | 2,298 (65.0%) |
| Renter Occupied HU | 1,124 (31.8%) |
| Vacant Housing Units | 116 ( 3.3%) |
| Median Home Value | $468,277 |
| Average Home Value | $559,281 |
Housing Distribution
Address Breakdown
Residential
3,245
Single Family
3,106
Multi-Family
139
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
4,966 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95386, Waterford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,538 (100%) |
| Owner Occupied HU | 2,298 (65.0%) |
| Renter Occupied HU | 1,124 (31.8%) |
| Vacant Housing Units | 116 ( 3.3%) |
| Median Home Value | $468,277 |
| Average Home Value | $559,281 |
Housing Distribution
Address Breakdown
Residential
3,245
Single Family
3,106
Multi-Family
139
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices