5709 N Camac StPhiladelphiaPA19141
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 5709 N Camac St, Philadelphia, PA, 19141 in Philadelphia at $194,900 earns $1,424/mo in rent and nets $147/mo after the $876/mo payment, a 8.77% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $53,847 over five years. Ziffy Mortgage underwrites this on a 1.63 DSCR without U.S. credit history. With $1,795/yr in principal paydown, total projected return reaches $83,692.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.8% |
| Monthly Cash Flow | $147 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,424 |
| Total Monthly Debt Service | $1,200 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1940
1,145 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19141, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,495 (100%) |
| Owner Occupied HU | 6,473 (44.7%) |
| Renter Occupied HU | 6,344 (43.8%) |
| Vacant Housing Units | 1,678 (11.6%) |
| Median Home Value | $177,287 |
| Average Home Value | $241,049 |
Housing Distribution
Address Breakdown
Residential
12,999
Single Family
10,208
Multi-Family
2,791
Businesses
802
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1940
1,145 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19141, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,495 (100%) |
| Owner Occupied HU | 6,473 (44.7%) |
| Renter Occupied HU | 6,344 (43.8%) |
| Vacant Housing Units | 1,678 (11.6%) |
| Median Home Value | $177,287 |
| Average Home Value | $241,049 |
Housing Distribution
Address Breakdown
Residential
12,999
Single Family
10,208
Multi-Family
2,791
Businesses
802
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tifphani Johnson • Keller Williams Realty Devon-Wayne
Mls Name: Bright MLS
Mls ID: #PAPH2578652