5706 Finney RdModestoCA95368
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Modesto at 5706 Finney Rd, Modesto, CA, 95368 projects strong ROI of -2.97%. Rental yield 0.19%. With 5% annual appreciation, the property builds $4,973,068 in value over five years. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.2% | 5.8% |
| Monthly Cash Flow | $(108,557) | $420 |
City averages based on Modesto market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,794 |
| Total Monthly Debt Service | $104,189 |
| DSCR Ratio | 0.03x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1905
59.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95368, Salida, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,020 (100%) |
| Owner Occupied HU | 3,065 (76.2%) |
| Renter Occupied HU | 896 (22.3%) |
| Vacant Housing Units | 59 ( 1.5%) |
| Median Home Value | $462,962 |
| Average Home Value | $544,340 |
Housing Distribution
Address Breakdown
Residential
4,044
Single Family
4,044
Multi-Family
0
Businesses
306
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1905
59.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95368, Salida, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,020 (100%) |
| Owner Occupied HU | 3,065 (76.2%) |
| Renter Occupied HU | 896 (22.3%) |
| Vacant Housing Units | 59 ( 1.5%) |
| Median Home Value | $462,962 |
| Average Home Value | $544,340 |
Housing Distribution
Address Breakdown
Residential
4,044
Single Family
4,044
Multi-Family
0
Businesses
306
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: Jacob Neal • Berkshire Hathaway HomeService
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224123404
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.