5705 Belle DrLaredoTX78043
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.65% gross rental yield, 5705 Belle Dr, Laredo, TX, 78043 in Laredo is priced for capital growth, not immediate cash flow. The $263,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $72,662 by year five, with $2,422/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.86) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $46,102.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.7% | 6.2% |
| Monthly Cash Flow | $(850) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,020 |
| Total Monthly Debt Service | $1,766 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
4,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78043, Laredo, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,662 (100%) |
| Owner Occupied HU | 7,965 (54.3%) |
| Renter Occupied HU | 5,624 (38.4%) |
| Vacant Housing Units | 1,073 ( 7.3%) |
| Median Home Value | $181,449 |
| Average Home Value | $227,965 |
Housing Distribution
Address Breakdown
Residential
13,709
Single Family
12,545
Multi-Family
1,164
Businesses
920
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
4,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78043, Laredo, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,662 (100%) |
| Owner Occupied HU | 7,965 (54.3%) |
| Renter Occupied HU | 5,624 (38.4%) |
| Vacant Housing Units | 1,073 ( 7.3%) |
| Median Home Value | $181,449 |
| Average Home Value | $227,965 |
Housing Distribution
Address Breakdown
Residential
13,709
Single Family
12,545
Multi-Family
1,164
Businesses
920
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Martha Perez • Keller Williams Laredo
Mls Name: LAR
Mls Provider:
Mls ID: #20251885
Disclaimer: 2025 Laredo Multiple Listing Service. Information is deemed to be reliable but not guaranteed. Information is provided exclusively for consumers personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.