570 Curt Bailey RdHartwellGA30643
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 570 Curt Bailey Rd, Hartwell, GA, 30643 in Hartwell worth study. Rental yield 5.83%. The 5.83% gross yield is below cash-flow benchmarks at $349,000, but 5% annual appreciation, adding $96,422 over five years, frames this as a capital growth position. Rent of $1,696/mo partially offsets the $1,569/mo payment. Ziffy Mortgage finances appreciation-play properties (1.08 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $104,690.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 8.0% |
| Monthly Cash Flow | $(428) | $300 |
City averages based on Hartwell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,696 |
| Total Monthly Debt Service | $1,985 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
31.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30643, Hartwell, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,051 (100%) |
| Owner Occupied HU | 5,541 (61.2%) |
| Renter Occupied HU | 1,767 (19.5%) |
| Vacant Housing Units | 1,743 (19.3%) |
| Median Home Value | $286,799 |
| Average Home Value | $376,876 |
Housing Distribution
Address Breakdown
Residential
8,311
Single Family
8,255
Multi-Family
56
Businesses
796
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
31.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30643, Hartwell, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,051 (100%) |
| Owner Occupied HU | 5,541 (61.2%) |
| Renter Occupied HU | 1,767 (19.5%) |
| Vacant Housing Units | 1,743 (19.3%) |
| Median Home Value | $286,799 |
| Average Home Value | $376,876 |
Housing Distribution
Address Breakdown
Residential
8,311
Single Family
8,255
Multi-Family
56
Businesses
796
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sulyoun Min • TMGI Real Estate Services Llc
Mls Name: FMLS GA
Mls Provider:
Mls ID: #7541819
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