57 Shirley St, Ayer, MA, 01432 | 7.48% Rental Yield

Save Search

Filters Applied

EditEdit Filters

Filters Applied:

Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

EditEdit Filters

57 Shirley St, Ayer, MA, 01432 | 7.48% Rental Yield | Ziffy

Off market

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

2 Bed
1 Bath
792 sft

32 Woodland Rd, Northborough, MA, 01532

2 Bed
2 Bath
750 sft

67 Everard St, Worcester, MA, 01605

2 Bed
2 Bath
949 sft

10 Abbey Rd APT 103, Leominster, MA, 01453

2 Bed
1 Bath
860 sft

39 Pleasant St UNIT A2, Northborough, MA, 01532

Nearby investment properties with comparable prices

4 Bed
1 Bath
1233 sft

23 Water St, Westborough, MA, 01581

2 Bed
2 Bath
1612 sft

44 Mahogany Run UNIT 44, Leominster, MA, 01453

4 Bed
2 Bath
1608 sft

31 Pleasantview Ave, Fitchburg, MA, 01420

3 Bed
2 Bath
1512 sft

6 Briarcliff St, Worcester, MA, 01602

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Rental property for sale in Ayer at 57 Shirley St, Ayer, MA, 01432 priced at $395,400 converts $2,465/mo rent into after a $1,935/mo obligation. Total monthly income equals $2,465/mo. Return on cash invested prints 19.66% in year one, and rental yield reads 7.48% against a $395,400 entry. Equity gained on principal adds $2,551/yr, while 5% annual appreciation compiles into $109,242 by year five. Five-year ROI reaches 101.7% and total cumulative return in cash sums $133,308. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,465/mo property income covering a $1,935/mo payment, not borrower’s personal income.

Single Family

Built in 1860

3,484 sqft lot

$N/A/sqft

No HOA

More details about the property

This adorable & quaint two bedroom bungalow is a terrific opportunity for first time buyers or superb condo alternative option. Located on a dead end street close to all that Ayer has to offer, this home offers a spacious eat in kitchen, den, living room & full bath on the first floor. Fresh paint, new laminate flooring, stainless steel appliances, new fence and lighting fixtures are just some of the updates this home has seen in the past year. Exposed beam ceilings give it a rustic touch and adds character and warmth throughout. This is not a drive by home as it must be seen to be appreciated because it can be very deceiving from the outside but offers great space indoors and out. The location does not get any better and offers easy access to the rail trail, the commuter rail, downtown eateries and all that the vibrant downtown has to offer ! Train to Boston is about a one hour ride or it is about a 20 minute ride to Fitchburg. Exceptional opportunity in a great town.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01432, Ayer, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,831 (100%)
Owner Occupied HU	2,280 (59.5%)
Renter Occupied HU	1,318 (34.4%)
Vacant Housing Units	233 ( 6.1%)
Median Home Value	$548,766
Average Home Value	$629,171