57 CURVED BAY TrailPonte VedraFL32081



INVESTMENT ANALYSIS
Investment Verdict
Solid Income57 CURVED BAY Trail, Ponte Vedra, FL, 32081 in Ponte Vedra carries a 1.71 coverage ratio, rent of $3,898/mo is 1.71 times the $2,275/mo payment. Rental yield 9.24%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $506,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $139,798; total projected cumulative return: $192,053.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $(53) | $300 |
City averages based on Ponte Vedra market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,898 |
| Total Monthly Debt Service | $3,750 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
3,920 sqft lot
$N/A/sqft
$564 monthly HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2022
3,920 sqft lot
$N/A/sqft
$564 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: DENA KLEINER • SIGNATURE FIRST COAST REALTY
Mls Name: realMLS
Mls Provider:
Mls ID: #2133942
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.








