5692 Conifer DrLa PalmaCA90623
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 5692 Conifer Dr, La Palma, CA, 90623 in La Palma at $1,100,000, 5.58% gross yield, is a market-growth asset. Rental yield 5.58%. The $5,113/mo rent partially funds the $4,946/mo debt service; the core return is the 5%/yr price growth projected to add $303,910 over five years. Ziffy Mortgage's DSCR mortgage (1.03) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $308,267.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 6.0% |
| Monthly Cash Flow | $(1,692) | $2,000 |
City averages based on La Palma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,113 |
| Total Monthly Debt Service | $6,367 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
5,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90623, La Palma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,185 (100%) |
| Owner Occupied HU | 3,565 (68.8%) |
| Renter Occupied HU | 1,507 (29.1%) |
| Vacant Housing Units | 113 ( 2.2%) |
| Median Home Value | $942,802 |
| Average Home Value | $1,011,208 |
Housing Distribution
Address Breakdown
Residential
5,233
Single Family
4,863
Multi-Family
370
Businesses
318
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
5,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90623, La Palma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,185 (100%) |
| Owner Occupied HU | 3,565 (68.8%) |
| Renter Occupied HU | 1,507 (29.1%) |
| Vacant Housing Units | 113 ( 2.2%) |
| Median Home Value | $942,802 |
| Average Home Value | $1,011,208 |
Housing Distribution
Address Breakdown
Residential
5,233
Single Family
4,863
Multi-Family
370
Businesses
318
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #PW26072772