5690 E Donald DrCambyIN46113
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 5690 E Donald Dr, Camby, IN, 46113 in Camby is listed at $245,000 and delivers $1,713/mo in rent and $235/mo in net monthly cash flow. The 8.39% yield and 1.55 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $67,689 over five years, and $2,256/yr in principal reduction supplements cash return. Total projected cumulative return: $108,304.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $235 | $300 |
City averages based on Camby market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,713 |
| Total Monthly Debt Service | $1,373 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46113, Camby, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,533 (100%) |
| Owner Occupied HU | 4,806 (73.6%) |
| Renter Occupied HU | 1,432 (21.9%) |
| Vacant Housing Units | 295 ( 4.5%) |
| Median Home Value | $248,855 |
| Average Home Value | $281,857 |
Housing Distribution
Address Breakdown
Residential
6,564
Single Family
5,882
Multi-Family
682
Businesses
206
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46113, Camby, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,533 (100%) |
| Owner Occupied HU | 4,806 (73.6%) |
| Renter Occupied HU | 1,432 (21.9%) |
| Vacant Housing Units | 295 ( 4.5%) |
| Median Home Value | $248,855 |
| Average Home Value | $281,857 |
Housing Distribution
Address Breakdown
Residential
6,564
Single Family
5,882
Multi-Family
682
Businesses
206
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices