568 Plains RoadPolandME04274
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Poland rentals match the income profile of 568 Plains Road, Poland, ME, 04274. Listed at $385,000, gross rent is $3,274/mo and net cash flow is $844/mo, a 10.2% yield well above national averages. DSCR 1.89 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $106,368 by year five with $3,546/yr in annual principal reduction, projecting $200,548 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.1% |
| Monthly Cash Flow | $844 | $900 |
City averages based on Poland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,274 |
| Total Monthly Debt Service | $2,277 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
2.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04274, Poland, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,935 (100%) |
| Owner Occupied HU | 2,103 (71.7%) |
| Renter Occupied HU | 327 (11.1%) |
| Vacant Housing Units | 505 (17.2%) |
| Median Home Value | $357,154 |
| Average Home Value | $393,459 |
Housing Distribution
Address Breakdown
Residential
2,487
Single Family
2,487
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
2.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04274, Poland, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,935 (100%) |
| Owner Occupied HU | 2,103 (71.7%) |
| Renter Occupied HU | 327 (11.1%) |
| Vacant Housing Units | 505 (17.2%) |
| Median Home Value | $357,154 |
| Average Home Value | $393,459 |
Housing Distribution
Address Breakdown
Residential
2,487
Single Family
2,487
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices