5659 Lewis Carroll DrWhite PlainsMD20695
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 5659 Lewis Carroll Dr, White Plains, MD, 20695 in White Plains is narrow, $132/mo net on $4,081/mo rent after the $2,855/mo debt service, but the property operates at break-even-plus, not a loss. At $634,900 with a 7.71% yield, the long-run equity case via 5% appreciation ($175,411 over five years) and $5,847/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.43 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $249,345.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.5% |
| Monthly Cash Flow | $132 | $950 |
City averages based on White Plains market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,081 |
| Total Monthly Debt Service | $3,696 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20695, White Plains, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,332 (100%) |
| Owner Occupied HU | 5,020 (79.3%) |
| Renter Occupied HU | 1,076 (17.0%) |
| Vacant Housing Units | 236 ( 3.7%) |
| Median Home Value | $465,092 |
| Average Home Value | $485,709 |
Housing Distribution
Address Breakdown
Residential
5,845
Single Family
5,538
Multi-Family
307
Businesses
501
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20695, White Plains, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,332 (100%) |
| Owner Occupied HU | 5,020 (79.3%) |
| Renter Occupied HU | 1,076 (17.0%) |
| Vacant Housing Units | 236 ( 3.7%) |
| Median Home Value | $465,092 |
| Average Home Value | $485,709 |
Housing Distribution
Address Breakdown
Residential
5,845
Single Family
5,538
Multi-Family
307
Businesses
501
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sonia Singh • Samson Properties
Mls Name: Bright MLS
Mls ID: #MDCH2048564