5656 Johns DrSacramentoCA95822
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 5656 Johns Dr, Sacramento, CA, 95822 in Sacramento is narrow, $42/mo net on $2,560/mo rent after the $1,747/mo debt service, but the property operates at break-even-plus, not a loss. At $388,500 with a 7.91% yield, the long-run equity case via 5% appreciation ($107,335 over five years) and $3,578/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.47 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $150,589.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 4.8% |
| Monthly Cash Flow | $42 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,560 |
| Total Monthly Debt Service | $2,363 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
5,149 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95822, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,892 (100%) |
| Owner Occupied HU | 9,540 (56.5%) |
| Renter Occupied HU | 6,688 (39.6%) |
| Vacant Housing Units | 664 ( 3.9%) |
| Median Home Value | $558,969 |
| Average Home Value | $644,258 |
Housing Distribution
Address Breakdown
Residential
16,526
Single Family
15,422
Multi-Family
1,104
Businesses
1,021
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
5,149 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95822, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,892 (100%) |
| Owner Occupied HU | 9,540 (56.5%) |
| Renter Occupied HU | 6,688 (39.6%) |
| Vacant Housing Units | 664 ( 3.9%) |
| Median Home Value | $558,969 |
| Average Home Value | $644,258 |
Housing Distribution
Address Breakdown
Residential
16,526
Single Family
15,422
Multi-Family
1,104
Businesses
1,021
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melinda Shrader • Coldwell Banker Realty
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224131059
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.