5656 Floyd Hwy SWillisVA24380
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 5656 Floyd Hwy S, Willis, VA, 24380 in Willis is straightforward: $189,000 in, $1,496/mo in rent, $366/mo out after debt service. The 9.5% gross yield and 1.76 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $52,217 by year five. With $1,741/yr in principal equity, the total cumulative return is projected at $95,099.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $366 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,496 |
| Total Monthly Debt Service | $1,055 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 24380, Willis, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,506 (100%) |
| Owner Occupied HU | 962 (63.9%) |
| Renter Occupied HU | 213 (14.1%) |
| Vacant Housing Units | 331 (22.0%) |
| Median Home Value | $220,000 |
| Average Home Value | $280,229 |
Housing Distribution
Address Breakdown
Residential
1,268
Single Family
1,268
Multi-Family
0
Businesses
61
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 24380, Willis, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,506 (100%) |
| Owner Occupied HU | 962 (63.9%) |
| Renter Occupied HU | 213 (14.1%) |
| Vacant Housing Units | 331 (22.0%) |
| Median Home Value | $220,000 |
| Average Home Value | $280,229 |
Housing Distribution
Address Breakdown
Residential
1,268
Single Family
1,268
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices