5648 Santiago CircleBoca RatonFL33433
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 5648 Santiago Circle, Boca Raton, FL, 33433 in Boca Raton. Priced at $499,900, it generates $5,162/mo in gross rent and $1,470/mo in net monthly cash flow, a 12.39% yield that comfortably supports the 2.30 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $17,640. Five-year appreciation: $138,113. Equity from principal paydown: $4,604/yr. Total projected cumulative return: $286,758.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 4.5% |
| Monthly Cash Flow | $1,470 | $1,200 |
City averages based on Boca Raton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,162 |
| Total Monthly Debt Service | $3,494 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1989
2,200 sqft lot
$N/A/sqft
$375 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1989
2,200 sqft lot
$N/A/sqft
$375 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices