5646 Denfield PlAdamstownMD21710
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.63% yield at 5646 Denfield Pl, Adamstown, MD, 21710 in Adamstown is solid, but the $3,260/mo payment compresses net cash flow to $68/mo at $725,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $200,304 by year five, and $6,677/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.41) without U.S. income documentation. Total projected return: $281,331.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.1% |
| Monthly Cash Flow | $68 | $750 |
City averages based on Adamstown market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,607 |
| Total Monthly Debt Service | $4,221 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21710, Adamstown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,743 (100%) |
| Owner Occupied HU | 1,436 (82.4%) |
| Renter Occupied HU | 285 (16.4%) |
| Vacant Housing Units | 22 ( 1.3%) |
| Median Home Value | $612,399 |
| Average Home Value | $626,017 |
Housing Distribution
Address Breakdown
Residential
1,702
Single Family
1,438
Multi-Family
264
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21710, Adamstown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,743 (100%) |
| Owner Occupied HU | 1,436 (82.4%) |
| Renter Occupied HU | 285 (16.4%) |
| Vacant Housing Units | 22 ( 1.3%) |
| Median Home Value | $612,399 |
| Average Home Value | $626,017 |
Housing Distribution
Address Breakdown
Residential
1,702
Single Family
1,438
Multi-Family
264
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
